Skylar Capital (“Skylar Capital”) recognizes that its customers, visitors, users, and others who use www.covid19.skylarcap.com or other web sites owned or operated by Skylar Capital (the “Skylar Capital Sites”) (collectively or individually “Users”) value their privacy. This Privacy Notice details important information regarding the use and disclosure of User information collected on the Skylar Capital Sites. Skylar Capital provides this Privacy Notice to help you make an informed decision about whether to use or continue using the Skylar Capital Sites.

Please read the following carefully in order to understand our practices and policies in connection with your personal information and how it is treated. By visiting our website you are accepting and consenting to the policies described in this Notice. Your use of the Skylar Capital Sites and any personal information you provide on the Skylar Capital Sites remains subject to the terms of this Privacy Notice.

The Information Skylar Capital Collects

• User Provided Information: You provide certain personally identifiable information (such as your name and email address) to Skylar Capital when you use and visit this website or subscribing to newsletters or other mailing lists.
• Cookies Information: When you visit the Skylar Capital Sites, we may send one or more cookies – a small text file containing a string of alphanumeric characters – to your computer that uniquely identifies your browser. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the Skylar Capital Sites may not function properly if the ability to accept cookies is disabled.
• Log File Information: When you use the Skylar Capital Sites, our servers automatically record certain information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol (“IP”) address, browser type, browser language, referring / exit pages and URLs, platform type, number of clicks, domain names, landing pages, pages viewed and the order of those pages, the amount of time spent on particular pages, the date and time of your request, and one or more cookies that may uniquely identify your browser.
• Clear GIFs Information: When you use the Skylar Capital Sites, we may employ “clear GIFs” (a.k.a. Web Beacons) which are used to track the online usage patterns of our Users anonymously (i.e., in a non-personally-identifiable manner). In addition, we may also use clear GIFs in HTML-based emails sent to our users to track which emails are opened by recipients.

The Way Skylar Capital Uses Information

• If you submit personally identifiable information to us through the Skylar Capital Sites, then we use your personal information to operate, maintain, and provide to you the features and functionality of the Skylar Capital Sites.
• We may use your email address or other personally identifiable information to send commercial or marketing messages to inform you of products or services. We may also use your email address and personally identifiable information for non-marketing or administrative purposes (such as notifying you of major Skylar Capital Site changes or for customer service purposes).
• We use both your personally identifiable information and certain non-personally-identifiable information (such as anonymous User usage data, cookies, IP addresses, browser type, clickstream data, etc.) to improve the quality and design of the Skylar Capital Sites and to create new features, promotions, functionality, and services by storing, tracking, and analyzing User preferences and trends.
• We use cookies, clear gifs, and log file information to: (a) remember information so that you will not have to re-enter it during your visit or the next time you visit the Skylar Capital Sites; (b) provide custom, personalized content and information; (c) monitor the effectiveness of our marketing campaigns; and (d) monitor aggregate metrics such as total number of visitors, pages viewed, etc.

When Skylar Capital Discloses Information

• We provide personally identifiable information and non-personally-identifiable information to our subsidiaries, affiliated companies, or other businesses or persons for the purpose of processing such information on our behalf (e.g. as reasonably required to fulfill your orders and collect sums due to us, such as to credit card processors). We require that these parties agree to process such information in compliance with our privacy policy, and we use reasonable efforts to limit their use of such information and to use other appropriate confidentiality and security measures.
• We do not share your personally identifiable information (such as name or email address) with other, third-party companies for their commercial or marketing use. We will not sell, rent or license customer lists to third parties.
• We do share non-personally-identifiable information (such as anonymous User usage data, referring / exit pages and URLs, platform types, number of clicks, etc.) with interested third-parties to assist them in understanding the usage patterns for certain content, services, advertisements, promotions, and/or functionality on the Skylar Capital Sites.
• We may release personally identifiable information and/or non-personally-identifiable information if required to do so by law, or in the good-faith belief that such action is necessary to comply with state and federal laws (such as U.S. Copyright Law) or respond to a court order, subpoena, or search warrant.
• Skylar Capital also reserves the right to disclose personally identifiable information and/or non-personally-identifiable information that Skylar Capital believes, in good faith, is appropriate or necessary to enforce our Terms of Use, take precautions against liability, to investigate and defend itself against any third-party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of our web site, and to protect the rights, property, or personal safety of Skylar Capital, our Users or others.
• The Skylar Capital Sites may, from time to time, contain links to and from the websites of our partners, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for such policies. Please check these policies before you submit any personal data to these websites.

Your Choices

You may, of course, decline to submit personally identifiable information through the Skylar Capital Sites, in which case Skylar Capital may not be able to provide certain services to you.

To protect your privacy and security, we take reasonable steps (such as requesting a unique password) to verify your identity before granting you profile access or making corrections. You are responsible for maintaining the secrecy of your unique password and account information at all times.

Please contact Skylar Capital with any questions or comments about this Privacy Notice, your personal information, your consent, or your opt-in or opt-out choices by emailing [email protected].

Our Commitment to Data Security

Skylar Capital uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. We cannot, however, ensure or warrant the security of any information you transmit to Skylar Capital and you do so at your own risk. Once we receive your transmission of information, Skylar Capital makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

If Skylar Capital learns of a security systems breach, then we may attempt to notify you electronically so that you can take appropriate protective steps. Skylar Capital may post a notice on the Skylar Capital Sites if a security breach occurs.

Our Commitment To Childrens’ Privacy

Protecting the privacy of young children is especially important. For that reason, Skylar Capital does not knowingly collect or maintain personally identifiable information or non-personally-identifiable information on the Skylar Capital Sites from persons under 13 years of age, and no part of our website is directed to persons under 13. If you are under 13 years of age, then please do not use or access the Skylar Capital Sites at any time or in any manner. If Skylar Capital learns that personally identifiable information of persons under 13 years of age has been collected on the Skylar Capital Sites without verified parental consent, then Skylar Capital will take the appropriate steps to delete this information.

Special Note to International Users

The Skylar Capital Sites are hosted in the United States and are intended for and directed to Users in the United States. If you are a User accessing the Skylar Capital Sites from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure, that differ from United States laws, please be advised that through your continued use of the Skylar Capital Sites, which are governed by U.S. law, this Privacy Notice, and our Terms of Use, you are transferring your personal information to the United States and you consent to that transfer.

In the Event of Merger, Sale, or Bankruptcy

In the event that Skylar Capital is acquired by or merged with a third party entity, we reserve the right, in any of these circumstances, to transfer or assign the information we have collected from our Users as part of such merger, acquisition, sale, or other change of control. In the unlikely event of our bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors, or the application of laws or equitable principles affecting creditors’ rights generally, we may not be able to control how your personal information is treated, transferred, or used.

Changes and Updates to this Privacy Notice

This Privacy Notice may be revised periodically and this will be reflected by the “effective date” below. Please revisit this page to stay aware of any changes. In general, we only use your personal information in the manner described in the Privacy Notice in effect when we received the personal information you provided. Your continued use of the Skylar Capital Sites constitutes your agreement to this Privacy Notice and any future revisions.

For revisions to this Privacy Notice that may be materially less restrictive on our use or disclosure of the personal information you have already provided to us, we will attempt to obtain your consent before implementing such revisions with respect to such information.

Date Last Modified: This Privacy Notice was last modified April 16, 2020.

Contact Information: Please contact Skylar Capital with any questions or comments about this Privacy Notice at [email protected]